Unless otherwise specified in the contract, in the event that the sum insured is less than the insured value, the insurer shall undertake the obligation for indemnity pro rata of the sum insured to the insured value.
英
美
释义
保险金额低于保险价值的,除合同另有约定外,保险人按照保险金额与保险价值的比例承担赔偿责任。
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