Typical soft loans have long maturities (sometimes up to fifty years), a ten-year grace period before repayment starts, and low interest or interest-free repayment in loan currnecy.

• 典型的软贷款的还款期限很长（有时长达50年），低息或是无息，以本国货币偿还，在还款前还有10年的宽限期。