To earn more while getting into position to do even better when rates rise, find community and regional banks (all federally insured) that are offering higher rates on CDs to build deposits.

• 为了获得更多收益，同时在利率上升时可以获得更佳表现，投资者可以寻找提供较高利息定存单的社区和地区银行（均拥有联邦担保）来存钱。