Through the analysis contrapose to the reason which causes the problem and commercial banks governing structure in different families of law, the article poses out;

• 通过对产生问题的原因和对两大法系商业银行治理结构的分析，本文提出：确立董事会对公司事务广泛的管理权，防止国有控制股东干预银行经营决策；