This type of payment scheme will help house buyers to reduce burden of loan repayment for the first few years and allow them to allocate more money for other purposes.

• 这一类的付款计划协助减低购屋者在首几年的贷款负担，并让他们可分配更多金钱给其他用途。过了一段期间，当购屋者的收入增加，其还款能力也提高的时候，则可以在后期缴付更高的分期付款。