This thesis mainly researches the credit card data mart establishment and the application of data mining technology in credit assessment,customers and merchants value partition,customers consumptive preference.

• 本文重点研究信用卡数据集市的建立和数据挖掘技术在信用卡信用评估、客户、特约商户价值的区分和客户消费偏好中的一些应用。