Therefore,to reform and perfect rural financial system is to restore its financial ecosystem. So polices must be made to restore it.

• 因此,改革和完善农村金融体系就是要恢复农村金融生态系统的功能,依靠农村金融生态的自我调节难以恢复,必须运用非自然恢复模式,即依靠政策来恢复。