The selling of mutual funds and annuities to middle-income customers through a network of 12,000 brokers has been dogged by poor investment performance, including big losses on junk bonds.

• 该集团通过一个由1.；2万名经纪人组成的网络向中等收入客户销售共同基金与年金，但集团糟糕的投资业绩，包括在垃圾债券上的重大损失，令上述销售业务深受困扰。