The real example result is more objective. This thesis based on the residual income approach. It first divide bank into deposit taking model and lending model, then amalgamate these two into one typical modeling goodwill for banks.

• 本文遵循剩余收益模型的基本思路,先把银行分成存款、贷款部分别建模,然后合并这两种业务建立一家典型银行的商誉评估模型。