The pressure could lead to a shake-up of the business, as smaller providers conclude that the profits on offer no longer match the legislative risks, reckons Meghan Crowe of Fitch, a rating agency.

• 政府支持的贷款也受到了牵连。众议院最近投票同意将国家补贴的学生贷款利率减半，降至3.；4%25，期限在五年以上（该议案还要得到参议院和白宫的支持才能成为法律）。即使是通常支持私人贷款公司的共和党现在也在攻击他们。