The petty credit from Bangladesh can better the credit assets quality of the less-developed areas in China and it also has a positive theoretical and practical function to reguate the structure of the bank credit.

• 源于孟加拉国的小额信贷对改善我国欠发达地区信贷资产质量、调整银行信贷结构具有积极的理论和实践指导作用。