The mortagage of presold merchandise buildings is able to meet the needs of the development of the real estate economic and matches the situation of our country.

• 第四，本文着重对预售商品房抵押制度与相关制度进行比较研究，认为预售商品房抵押制度既能满足房地产经济发展需要同时又符合我国国情，应当大力倡导。