The car that is Mr Zhang belongs to domestic for private use, once produce a loss to be assumed by the family, and Mr Zhang is younger, do not be willing to assume more economic risk, drive age not long, because this proposal conserves,protect sufficient.

• 为张先生的车属于家庭自用，一旦发生损失都由家庭承担，而且张先生比较年轻，不愿意承担较多的经济风险，驾龄不长，因此建议保全保足。