The bank largely lends to cooperatives and the three communes, which in turn lend to their members, for example, individuals who transport goods with the help of mules/horses.

• 银行主要贷款给合作组织和三个公社，轮流贷款给他们的内部成员，例如在他们运输货物时在骡马等交通工具方面给予帮助。