The annual premium for an individual is $3,000 and the maximum deductible -- the amount those insured must pay themselves before insurance kicks in -- is $1,000.

• 这种保单面向个人收取的年保费为3,000美元，最大免赔额（在承保人赔偿之前被保险人需要自己承担的部分）为1,000美元。