The Bank of England, which has also sought to disaggregate the interbank spreads, said in February that most of the more recent pick-up appeared to be due to worries about credit risk.

• 同样试图缩小同业贷款利差的英格兰银行（英国央行），在二月份时曾表示说，目前的挤兑风潮主要是源于对信贷风险的忧虑。