Solvency is a kind of ability that an insurer has plenty of realizable assets to meet its obligations (including all of the contract liabilities and other debts) at any time.

• “偿付能力”是指保险公司在当前和可预见的未来,在任何情况下以其可变现资产履行其偿债责任(包括保单给付责任和其他负债的偿还责任)的能力。