Policymakers will probably end up doing this. But senior Fed officials are unenthusiastic, worrying that further rate cuts will not have much impact and this could weaken confidence further.

• 失业率不断上升可能会加剧住宅市场的低迷，使抵押贷款债务受到进一步打击，并导致汽车贷款、信用卡和其它消费贷款的违约拖欠数量上升。