Past efforts have excluded homeowners who continue to pay their loans. The Obama administration says the early those in trouble can get help, the more chance for long term success.

• 过去的措施已经排除了那些继续还贷的房产主。奥巴马政府宣布早期那些陷入困难的人可以得到帮助，更多的措施在以后实现。