On the basis of unifying juridical person,we should choose reasonable model of the reform according the principle of adaptation to local conditions and apply the effective countermeasures to impel the reform of the rural credit cooperatives more deeply.

• 应在统一法人的基础上,因地制宜选择合理的产权改革模式,并采取有效措施,推动我国农村信用社产权结构及治理机制改革的深入进行。