Mr William Ryback, Deputy Chief Executive of the HKMA said yesterday that banks raise mortgage rates is a natural move, the direction is correct.

• 不过，也有保持观望态度的银行。廖创兴银行（1111.；HK）高级经理张南中则表示，该行暂时会维持现有按揭利率不变，以保持本身的竞争力。