In the red corner, the Office of Fair Trading (OFT) asserted the right to assess the fairness of overdraft charges according to whether they vastly exceeded the economic cost to the bank.

• 在红角上，公平贸易局（OFT）坚持维护根据透支收费是否大大超过银行经济成本来评估透支收费是否公平的权利。