In the next 12 months the spotlight falls on microfinance, the business of lending small amounts of money to the poor, taking deposits from them, transmitting money on their behalf and insuring them.

• 在接下来的12个月内，焦点将集中在小额信贷上，就是把少量的钱借给穷人，向其吸收存款，代办汇款，并为之提供保险。