In cases of problem loans, a monthly follow-up cum review report is required to be submitted to the authority, within whose delegation the present outstanding plus the uncharged interest, if any, falls.

• 对于不良贷款，分行应每月向领导提交追踪调查报告及复查报告，正是在该领导的批准下当前贷款及利息（有的话）未能收回。