In accordance with the statutory principle, we can not conside institutions as the perpetrators of the credit card fraud offense, accordingly, we only deal with the individual.

• 依照罪刑法定原则，单位不是信用卡诈骗罪的主体，因此对单位实施的信用卡诈骗活动，只能按照自然人实施的犯罪处理。