If you need extra cash for some reason - you want to help out the grand kids with college tuition, you need to replace a car or the roof on the old hacienda - you can tap your IRA for the cash.

• 如果你由于某些原因需要额外的现金----你希望帮助孩子上大学的学费；你需要换掉一辆车或者旧庄园的屋顶----你可以从个人养老帐户中拿出钱来做.