If you do find an error, the best thing to do is indicate the mistake on your credit report and send in a written letter to the credit report agency to which you found the uncorrected information.

• 比如， 工行的牡丹卡有很悠久的历史。如果你觉得‘时间就是金钱’，你需要的是，能否上门办卡、送卡、缴款是否方便、客服电话服务质量、网上银行的相关服务项目等。