If we do not receive payment of the minimum payment due shown on the monthly statement by the Payment Due Date, the unpaid Minimum Amount due will be subject to Late Payment Charge of 5% of the Minimum Payment Due, or HK$50, whichever is greater.

• 若阁下未能于到期缴款日前缴款，本公司将会向阁下收取逾期付款费用，费用为应缴最低付款额的5%25或港币50元，以较高者为准。