If the benefits provided under a certain policy have a dollar limitation for each service, a student should determine whether these limitations are realistic. For example, maternity care may be paid in full or a maximum amount may be specified.

• 如果某一家保险公司的健康保险对上述每种服务均定有赔偿限额，学生应断定这些限额是否合乎实际，例如分娩费可能全数偿付的最高额。