If a large claim resulted in a primary insurer looking for reimbursement from an insolvent reinsurer, the primary insurer would have to bear the additional loss, not the original insured.

• 如果一笔大额索赔导致原保险人需要向再保险人摊回赔款,但此时再保险人偿付能力不足,原保险人,而不是被保险人,将不得不承担这额外的损失。