I used to be told by the banks to replace my credit cards WHENEVER I came back from Bangkok as my credit cards were cloned.After I have used the EMV chip credit card, no banks call me up for the s ...

• 是的；几年前我都试过几次返到香港要换卡；但近年我只会用有晶片的信用卡去旅行；暂时无事.