However, CRCC has brewed some unprecedented troubles as well, with loss of the whole industry, high risk and low management level etc.How to extricate from the difficulties?

• 但近年来，农村信用社在改革发展中逐渐陷入了举步维艰的境地，全行业亏损、风险居高不下、经营管理水平低等等，农村信用社如何摆脱困境，改革的突破口在哪里？