First of all, Review the history of actuarial science and look forward to the tendency of the development Introduce some key principal in the actuarial science: Interest Theory and Annuity, Survival Function and Life Table, Types of insurance and Premium.

• 本文首先简要说明了保险精算的起源以及发展的趋势，介绍了保险精算的一些基本理论：利息理论和年金的概念，生存函数的推导以及生命表的构成，寿险的基本形式和保费的定义。