Fifth, public and private recapitalization of financial institutions unfairly benefits unsecured creditors (all creditors but insured depositors) of such institutions.

• 第五，对金融机构的公共注资重组与私人注资重组将使得这些机构的无担保债权人(除开被保险存款人以外的所有债权人）得到不公正的收益。