Every bank can survive and develop only after implementing differentia tion competition on the finance market with diversification demand.

• 首先,对花旗银行和招商银行的差异化竞争进行疏理,从这两个成功者的发展轨迹,我们可以明显地看到如下规律:在多样化需求的金融市场上,各银行只有实行差异化竞争,才能得以生存,进而发展。