Although some of the incidents include cyber fraud, there are still plenty of cases where physical theft, including lost and stolen wallets and checkbooks, is a factor.

• 尽管这其中一部分包括了网络欺诈，但是大多数情况下，物理的窃取还是主要手段，这其中包括丢失和被盗的钱包，支票薄。