According to the range of indemnification, there are three groups of personal insurance, such as life insurance, health insurance and injury insurance or accident insurance.

• 人身保险根据保障的范围，大致可分为三类：人寿保险，健康保险，意外伤害保险，人身意外伤害保险的保险利益体现为投保人和被保险人之间的人身依附关系或者信赖关系。