第一部分、第二部分主要对个人理财业务的发展历史、内容及特点以及国外金融机构开展个人财务策划业务的历史及现状进行了详细的介绍和分析；

• The first and second parts are on the history content peculiarity of personal finance and the history & present situation of overseas banking institution developing business of personal financial plan.